SIP Calculator — Mutual Fund Returns
Calculate SIP returns with invested vs wealth gained breakdown.
How to Use SIP Calculator
Enter monthly investment amount
Set expected annual return rate
See future value and wealth breakdown
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About SIP Investing
A Systematic Investment Plan (SIP) lets you invest a fixed amount regularly — typically monthly — into mutual funds. SIP averages out market volatility through rupee cost averaging, making it one of the simplest ways to build long-term wealth without timing the market.
Benefits of SIP
- Rupee cost averaging: Buy more units when prices are low
- Power of compounding: Returns generate more returns over time
- Discipline: Automates saving and investing regularly
- Flexibility: Start small and increase as income grows
Frequently Asked Questions
What is a SIP?
SIP (Systematic Investment Plan) lets you invest a fixed amount regularly in mutual funds instead of a lump sum, averaging out market volatility.
How is SIP return calculated?
SIP returns use the compound interest formula: FV = P × ((1+r)^n – 1) / r × (1+r), where P is monthly investment, r is monthly rate, and n is total months.